About Us
Our Objectives
“ We are a team of Actuarial and Insurance professionals dedicated to help the financial services industry reap sustainable profit growth through measured risk that the company and the market, are exposed to. We support our clients to identify and understand specific areas of risk. We create tools to measure these risks, by advising them on how to maximize profitability through better management of risks, while providing reasonable benefits to their customers. We believe in numbers. The numbers we calculate will always have a story behind them. We will guide our clients through these talking numbers for a sustainable growth We provide professional Actuarial and Insurance solutions for Life and Non-Life Insurance industry, banking sector, Information Technology providers, Auditors and many other related industries covering many important functions in the financial market.”
Actsure Lab Team
Thanuja Krishnaratna - AIA C.Act
Executive Director/ Actuary
Thanuja is an Associate member of Institute and Faculty of Actuaries UK (IFOA). She holds a bachelor’s degree in mathematics from the University of Colombo, Master’s in Actuarial Science and Post Graduate Diploma in Actuarial Management from Heriot Watt University, Scotland, UK.
Thanuja specializes in life insurance and has more than 20 years of experience in life actuarial and she also has non-life actuarial experience too. Thanuja is serving life, non-life and other industry clients in Sri Lanka and Overseas. She has worked for two major life insurers, Ceylinco Life and Union Assurance PLC in her early career and later moved to actuarial consulting
Thanuja has actuarial experience of many areas such as Actuarial valuations, Risk based capital solvency reporting for Life and Non-life insurance, and solvency projections Life Insurance pricing, Non-Life reserving, IFRS 17, Actuarial training, Risk management, Life Insurance profit projection, Training for Non-Actuaries (sales, marketing, life operation, finance etc.), Micro insurance, Benefit and Gratuity valuation, Training and building Actuarial teams, Market research, Experience review, Reinsurance optimization, Embedded value calculations etc.
Thanuja also works as a strategic actuary for insurance companies in providing technical and strategic advices for company’s growth and development.
She is a founder member and a past president of the Actuarial Association of Sri Lanka. She volunteers for International Actuarial Association (IAA) and Institute and Faculty of Actuaries, UK (IFOA) for the development of the Actuarial Profession around the world. She is Vice Chair of Asia Task Force of IAA and a member of Advice and Assistance Committee of International Actuarial Association (IAA).
Saket Singhal - FIA, FIAI
Principal Actuary
Saket is a Fellow member of the Institute and Faculty of Actuaries, UK (FIA) as well as a Fellow Member of the Institute of Actuaries, India (FIAI). Over 25 years of multidimensional actuarial experience, he has worked extensively in the investment, life insurance, general insurance, pension domains, employee benefits, risk management etc.
His professional endeavors have spanned across various countries including India, UK, USA, Bermuda, Ireland, Malta, Nepal, Saudi Arabia, Bhutan, Maldives, Sri Lanka and Kenya.
Lanka Perera - FCA
Chief Executive Officer/ Finance Consultant
Lanka is a Fellow Member of the Institute of Chartered Accountants of Sri Lanka (CA Sri Lanka). She holds a Bachelor of Business Administration (BBA) degree with a specialization in Finance from the University of Colombo.
Her professional journey began with a strong foundation of nearly 4 years of experience in Audit and Assurance at EY Sri Lanka, focusing primarily on the insurance sector. Lanka transitioned to the insurance industry with Cooplife Insurance Ltd, eventually rising to the positions of Chief Financial Officer and Chief Executive Officer at Co-operative Insurance Company PLC, amassing nearly 9 years of combined experience in both life and non-life insurance.
This extensive background demonstrates her comprehensive understanding of insurance operations in both life and non-life sectors, financial reporting, budgeting and forecasting, regulatory compliance, risk-based capital solvency margin requirements, investment management, IT system development, internal control implementation, business development, and risk management. Currently, she serves as the CEO/ Financial Consultant at Actsure Lab, where she leads projects related to IFRS 17 and provides consultancy on finance aspects for both insurance and non-insurance industries, while overseeing overall operations.
Tharushi Nisansala
Actuarial Consultant
Tharushi holds a BSc (Hons) degree in Finance and Insurance from the University of Colombo. She is also a student member of the Society of Actuaries, USA, having passed subjects FM, P, VEE Economics, VEE Accounting and Finance, VEE Mathematical Statistics and Pre-Actuarial Foundations.
Tharushi began her journey with Actsure Lab as an Actuarial Analyst. She possesses sound knowledge of actuarial aspects such as Risk Based Capital Solvency Margin requirement, insurance liability valuation, retirement benefit obligation valuation, modeling and IFRS 17 etc. and has experience serving both life and non-life insurance clients. Additionally, she is proficient in various programming languages required for her role.
Tharika Sewwandi
Actuarial Analyst
Tharika holds a BSc (Hons) degree in Mathematical Finance from the University of Colombo and is a student member of the Society of Actuaries, USA, having passed Exams P (Probability) and FM (Financial Mathematics). Tharika specializes in data analysis, validation processes, Risk Based Capital requirements and solvency computations for both life and non-life insurance clients and is proficient in relevant programming languages.
Tharangani Elaulla
Actuarial Analyst
Tharangani holds a BSc (Hons) degree in Mathematical Finance from the University of Colombo. She is also a student member of the Society of Actuaries, USA, having passed Exam FM (Financial Mathematics). She began her professional career at Actsure Lab and has experience in Risk-Based Capital Solvency Margin requirement, retirement benefit obligation valuation, modelling, IFRS 17 etc. She is proficient in data science tools and knowledge such as R, Python etc.
Charaka Premarathne
Actuarial Analyst
Charaka holds a BSc (Special) degree in Statistics from the University of Peradeniya and is currently pursuing a Master’s degree in actuarial science at the University of Colombo. His professional experience includes applying actuarial techniques in areas such as regulatory requirements, insurance liability assessment, and employee benefit obligations. He is proficient in R, Python, and Tableau, which he actively uses to perform data analysis, actuarial modeling, and visualization to support client solutions.
Sanduni Nisansala
Actuarial Analyst
Sanduni holds a BSc (Hons) degree in Finance and Insurance Mathematics from the University of Colombo. She began her professional career at Actsure Lab as an intern. Skilled in various data science tools such as Python, R, Power BI, and Advanced Excel, she is gaining hands-on experience in actuarial practice.
Thanuya Pirabakaran
Actuarial Analyst
Thanuya holds a BSc in Industrial Statistics and Mathematical Finance from the University of Colombo and began her professional career at Actsure Lab (Pvt) Ltd. She is adept at applying quantitative and analytical methods to solve complex business and financial challenges, with proficiency in Python, R, Power BI, and Advanced Excel.
Nisal Bimsara
Actuarial Analyst
Nisal holds a BSc (Hons) in Applied Mathematics from the University of Colombo and is currently pursuing a Master’s degree in actuarial science at the same institution. He began his professional career at Actsure Lab and laying a strong foundation in both theoretical actuarial concepts and technical applications. Nisal is proficient in data science tools, including R and Python, and has specialized expertise in data analysis, validation processes, and IFRS 17.
Uthayanathan Suventhiran
Actuarial Analyst
Suventhiran joined Actsure Lab as an Intern and has since grown into the role of Actuarial Analyst. He holds a BSc (Hons) degree in Mathematical Finance from the University of Colombo. Having begun his professional career at Actsure Lab, he has developed proficiency in Python and various data science tools.
Nawodi Gunathilake
Management Trainee – Finance
Nawodi holds a Bachelor of Commerce Honors Degree in Financial Management from the University of Kelaniya. She is an AAT pass finalist and currently pursuing ACCA. Through her finance experience, she has gained exposure to financial reporting, budgeting, and compliance functions, while developing strong analytical and problem-solving skills. Her academic background and professional training provide a solid foundation for a career in corporate finance and financial management.
